Building a Home

What an exciting time to be thinking of building your dream home! Whether you already own your land and are ready to build or you are starting from scratch, StagePoint has loans that are designed to make building your home convenient and affordable! Schedule an appointment

Construction Loan

One Application. One Set of Fees. One Closing.

Break ground with a construction loan! Whether big or small, stick or pre-fab, our experienced lenders can point the way to your new home. We take care of prequalification for permanent financing so you can focus on what matters: your home build.

  • Interest-only payments on the balance of your draws while you build
  • Any equity in your project contributes to your down payment
  • One-time close construction to permanent financing saves you thousands of dollars on closing costs and mortgage-related expenses
  • In-house credit decisions and construction draws for a faster process

Land Loan

Building a house can be expensive and we have the perfect answer to make it more feasible. By using a land loan, you can secure a place in your desired location and begin building equity until you are ready to build. This equity goes toward your down payment on your final project.

Additional Features

Financial Counseling: Schedule a free one-on-one budget meeting with a Certified Credit Union Financial Counselor.

Mortgage Calculator: Change your loan amount, interest rate, or term to estimate your monthly payment and see a complete amortization schedule.

Make Payments: We offer a number of secure and convenient ways for you to make payments.

Online Access: Manage your account online.

Receive Discounts: On Home or Renters insurance by being a member of StagePoint. Get an insurance quote today.

Latest News -

all news