Home Equity

Your home. Your investment. Your equity for whatever you need! Leverage your home equity to finance a renovation, cover unexpected expenses, pay college tuition, consolidate debt or go on a vacation. StagePoint offers both a Home Equity Loan and a Home Equity Line of Credit (HELOC) as well as Bridge Loans and Home Improvement Loans. We are here with competitive rates, no annual fees, and quick, flexible decisions. 

Contact Jason Pacheco in Laramie (NMLS #630978) at (307) 721-1716 or JPacheco@StagepointFCU.com or schedule an appointment at 365 N. Third St. in Laramie. 

Contact Ruth Warren in Casper (NMLS #1786056) at (307) 233-0108 or RWarren@StagePointFCU.com or schedule an appointment at 3831 Denis Dr. in Casper.

Home Equity Loans as low as 1.99% APR* Introductory Rate for 6 months. No Origination Fee. Limited time offer.

*Rate stated as Annual Percentage Rate. Rate Subject to change depending on credit. Normal credit granting criteria apply. Rate for this loan type after the introductory period is a variable rate based on prime with a maximum rate of 18% APR. Some restrictions apply. Other fees may apply. This offer ends August 22, 2025. 

Home Equity Loan

When you need funds all at once for a big expense with a fixed rate, our Home Equity loan is the one for you! This resource gives you the predictability of fixed payment for the entire length of the loan.

HELOC

StagePoint provides a pre-approved line of credit that allows you to draw funds up to the maximum credit line. Payments are based on the amount you use! You can borrow funds on the HELOC, pay it back and use it again! Our HELOC gives you the flexibility to borrow what you need when you need it!

Payment Protection: Protect your loan from the unexpected.

Bridge Loan

Wanting to buy a new home but haven’t sold your current home? No worries! You can use the equity in your existing home for a down payment and start your new home loan with a lower balance and lower payments! Monthly interest-only payments allow for improved cash flow while you “bridge” your mortgage process.

Home Improvement

No equity? Our Home Improvement loans are an investment in you because your home is more than just four walls and a roof! We’re here to help you create a cozy backyard space, a custom kitchen for family gatherings or other desired major improvements. Increase the value of your home through repairs and remodeling. Whatever project you have in mind, our mortgage lender at StagePoint has the Home Improvement loan you need!

Additional Features

Financial Counseling: Schedule a free one-on-one budget meeting with a Certified Credit Union Financial Counselor. 

Loan Calculator: Change your loan amount, interest rate, or term to estimate your monthly payment and see a complete amortization schedule.

Make Payments: We offer a number of secure and convenient ways for you to make payments.

Online Access: Manage your account online.

Receive Discounts: On Home or Renters insurance by being a member of StagePoint. Get an insurance quote today.