Personal Loans
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Debt consolidation combines multiple debts, typically high-interest debt such as credit card bills, into a single payment. This might be a good time to consolidate if you can get a lower interest rate that will help you reduce your total debt.
And if you just want to reorganize multiple bills with different interest rates, payments and due dates, debt consolidation is a sound approach we can help you tackle that too!
Ways to consolidate:
- Get a low interest, balance-transfer credit card: Transfer all your debts onto this card and pay the balance in full during the promotional period with no balance transfer fee.
- Get a fixed-rate personal loan: Use the money to pay off your debt, then pay back the loan in installments over a set term.
- Take out a home equity loan. You can use the equity in your home to consolidate debt. We’re here with competitive rates, no application fee and quick, flexible decisions. Contact Jason today (307) 721-1716 or JPacheco@StagepointFCU.com for a free consultation and loan prequalification.
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Fresh Start Personal Loan with Savings Feature
A Fresh Start Personal Loan from StagePoint lets members establish or rebuild credit and save money at the same time. The unique savings feature is a new way for members to improve their credit while gaining financial freedom. Loan amounts up to $1,000.00 for a maximum term of 12 months. Schedule an in-person appointment.
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Ever swipe your card but forgot you don’t have the funds in your account to cover the transaction? StagePoint can give you peace-of-mind at the register by offering an Overdraft Protection Line of Credit.
Quick info on Covering Your Account:
- Save money on non-sufficient fund fees.
- Save money on bad check fees from the merchants.
- Save the embarrassment of having a check returned.
- Have access to funds in an emergency.
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A personal loan can help you act on an opportunity, cover unexpected expenses, or consolidate debt. Skip the red tape you find at megabanks. Take advantage of our low, fixed rates and flexible terms. Receive personalized and accommodating answers quickly. Schedule an in-person appointment.
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It’s your life...we’ll help you pay for it!
With flexible terms and loan amounts, the Lifestyle Loan is an affordable way to pay for whatever it is you need or want. Payments are fixed and affordable to keep your cash flow manageable.
Borrow on the strength of your credit with no collateral required.
Schedule an in-person appointment.
Suggested Uses:
- Veterinary Care
- Wedding Expenses
- Family Vacation
- Riding Lawn Mower
- Hot Tub
- Home Appliances
- Funeral Expenses
- Landscaping
- Cosmetic Surgery
- Lasik Eye Surgery
- Adoption Services
- Outdoor Kitchen Addition
- Dental Work
- Furniture
- Auto Expenses
- Taxes
Life happens - let our lenders at StagePoint help you along the way!
Additional Features
Financial Counseling: Schedule a free one-on-one budget meeting with a Certified Credit Union Financial Counselor.
Loan Calculator: Change your loan amount, interest rate, or term to estimate your monthly payment and see a complete amortization schedule.
Make Payments: We offer a number of secure and convenient ways for you to make payments.
Online Access: Manage your account online.
Payment Protection: Protect your loan from the unexpected.
Skip-a-Pay: Offered during the summer and holiday.
