StagePoint

Loan Protection

What type of loan are you interested in protecting?
How do you want to protect your loan?
One aspect of our Debt Protection Program which makes it so advantageous for a member is that the protection you elected will begin coverage immediately. However, the life and disability protection may not provide a benefit on your advance or loan if the person(s) protected becomes disabled or dies from a condition for which you received treatment, consultation, or advice from a doctor in the 6 months immediately prior to the effective date of protection. The effective date of protection means the later of the loan or advance date. This exclusion will not apply if the disability begins or death occurs more than 6 months after the effective date of protection. During the first 6 months, you are protected from any other sickness or injury that disables you for more than 30 days.  The advance date does not apply for credit card loans.

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