Fees
Truth-in-Savings Fee Schedule
Fees Applicable to All Accounts
Fees apply to all accounts
| Fee Type |
Fee Amount |
| Dormant Account |
$25.00 per month |
| Return Mail |
$5.00 per month per returned statement |
| Returned ACH (NSF) |
$30.00 per item |
| Return ACH/EFT Origination |
$30.00 per item |
| Return Deposit Item |
$30.00 per item |
| Excessive Withdrawal |
$2.00 per item after 6th withdrawal per month from a share account |
| Balancing and Research |
$20.00 per hour |
| Foreign Deposit Item |
$15.00 |
Money Market Accounts
Money Market account fees
| Fee Type |
Fee Amount |
| Minimum Balance |
$25.00 per occurrence if balance is below $2,500 at any point in the month |
| Excessive Withdrawal |
$25.00 per withdrawal after 6th withdrawal per month |
Safe Deposit Boxes
Safe deposit box fees
| Fee Type |
Fee Amount |
| 3” x 5” Rental |
$15.00 per year |
| 3” x 10” Rental |
$25.00 per year |
| 5” x 10” Rental |
$35.00 per year |
| 10” x 10” Rental |
$45.00 per year |
| Change of Lock |
$100 per lock |
| Drilling of Boxes |
$200.00 per occurrence |
Share Draft (Checking) Accounts
Share draft/checking account fees
| Fee Type |
Fee Amount |
| Draft Printing |
Depends on Style |
| Return (NSF) Draft or ACH |
$30.00 per item |
| NSF Courtesy Pay |
$30.00 per item |
| Stop Payment |
$15.00 per item |
| Counter Checks (4 per page) |
$1.00 per page |
| Fresh Start Checking Service |
$5.00 per month |
| Denied Debit Card Chargeback |
$25.00 per charge |
| Replacement Card after 2 per year |
$10.00 per card |
| Rushed Replacement Card |
$50.00 per card |
Other Services
Other service fees
| Fee Type |
Fee Amount |
| Incoming Wires |
Free to Members |
| Outgoing Wires or Transfers |
$25.00 per request |
| Foreign Wire |
$50.00 per request |
| Money Order |
$1.50 per item |
| Cashier Check |
$1.50 per item |
| Garnishment or Levy |
$30.00 per occurrence |
| Skip Payment |
$35.00 per loan per month skipped |
| Unclaimed Property Remit |
$50.00 per remittance |
| Notary Public |
Free to Members |
| Stale Dated Cashier's Check |
$30.00 per check not cashed within 180 days of issuance |
We may report information about your loan or share accounts with credit bureaus as allowed by law. Late payments, missed payments, or other defaults on your accounts may be reflected in your credit report. If a fee is due, and it is not available in the usual and customary account, it will be deducted from any available source under your account number. Fees are subject to change without notice by the Board of Directors. Updated April 2023.
