Do you have equity in your vehicle (meaning your loan balance is less than what the value is)? Depreciation Protection kicks in and will waive all or some of your loan balance if your vehicle is stolen or you incur a total loss. Have that peace of mind knowing the money down, original equity, rebates or equity from accelerated payments is protected!
Features:
No mileage or year restrictions
100% refundable for the first 60 days
Cancels up to $1,000 of the loan balance in the event of Accidental Death
To learn more about protecting against depreciation loss, complete this quick form and we'll be in touch!
Extended Warranty
Be ready for the unexpected and ensure you’re covered in the event a mechanical breakdown occurs. Rest easy knowing that our Mechanical Breakdown Coverage plans include nationwide coverage and provides 24/7/365 emergency roadside service. With no deductible on covered parts or labor, plans offered by StagePoint are available for both new and pre-owned vehicles.
Features:
Towing, Flat Tire Assistance, Battery Jump Starting and Lock-out Service
Rental Car Allowance
If canceled in first 30-days, full money-back guarantee
Can be canceled at any time with a pro-rated premium refund
If your car is declared a total loss by your insurance company, the entire original premium is refunded
Transferrable if you sell your vehicle before your agreement expires
To learn more about Extended Warranty, complete this quick form and we'll be in touch!
Guaranteed Asset Protection (GAP)
Buying a vehicle is a big investment and you do not want to incur financial loss if it is stolen or totaled in an accident. In this situation, as vehicles lose value every year, GAP may protect the “gap” between the vehicle’s value and the amount you still owe on your loan. GAP protection can help!
Features:
Low, one-time flat fee
Fee can be rolled into your loan or can be paid directly by you
May cover up to $1,000 of your deductible
No mileage or year restrictions
100% refundable for first 60 days
To learn more about Guaranteed Asset Protection (GAP), complete this quick form and we'll be in touch!
Life/Disability/Unemployment Protection
It’s difficult to think about, but consider the financial pressure your family would feel if you lost your job, became disabled or lost your life. How would bills get paid? With our Debt Protections plans, StagePoint can reduce or eliminate your loan obligations in a covered event. You benefit from the peace of mind knowing you and your credit rating are protected and, most importantly, that your family is protected.
Features:
Covers consumer loans, credit card balances, home equity products, and second mortgages
Protection picks up where your employer’s disability leaves off or never covers
Monthly fees are based on the balance and term of your loan and the protection package you select and are added to your loan
Protection may be canceled at any time; if within the first 30 days, we will refund any fees already paid
Our loan experts can assist you with all of your coverage needs. To learn more about this coverage, complete this quick form and we'll be in touch!
