Certificates of Deposit

Financial success is about more than just dreaming – it's about taking action. That's why our Certificates of Deposit (CDs) are here to help you perform, shape, and mold your financial future. Invest at a fixed-rate over a stated period for guaranteed savings. Receive a notification when the CD matures. Minimum of $500 to maintain the account. 

With StagePoint CDs, you have the power to make your financial journey your own. Whether you want to execute a short-term savings goal or accomplish a long-term investment plan, our CDs are designed to fit your unique needs. We've made it easy for you to get started. You can secure your financial journey with just $500 – it's that simple. Click for disclosure and CD rates.

Schedule an appointment to open a CD or discuss other savings options. 

Start Early: Youth CDs at 4.85% APY*

We understand the importance of fostering responsible sound money management habits in every stage of life. Through our Youth Program, we extend the opportunity for members up to 22 years of age Certificates of Deposit at a special rate of 4.50% APY*.

*Annual Percentage Yield, $50 minimum opening balance, $3,000 maximum balance, may make deposits, $10 minimum deposit, Youth CDs are a 12-month term that automatically renews, Youth CD final maturity occurs the year the member turns 22, and only one Youth CD per member, other restrictions may apply. Members under 18 must have a joint account with an adult.

Explore Our Other Financial Services

As you carve out your financial future, don't forget to explore the diverse array of financial opportunities we offer:

Savings  Our savings accounts help you execute your short-term financial plans while ensuring your funds are readily available.

Money Markets For those who want to make their money work harder, our money market accounts are an ideal choice.

Individual Retirement Accounts (IRAs) Realize your retirement dreams with our IRAs, making sure your financial future is secure.  

StagePoint is Working For You
StagePoint is your partner in molding the financial future you desire. You can secure your financial tomorrow with our high-yield Certificates of Deposit, low opening requirements, and flexible terms. Don't wait; start making it happen with StagePoint FCU today.  

Additional Features

Online Access: Manage your account online.

Savings Calculator: How much to save to reach your savings goal?

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