Personal Checking

We understand your needs and give rewards on debit card purchases! Earn bonus dividends up to 2.00% APY* on the average daily balance in The Ultimate Checking account. Earn rewards on debit card purchases with UChoose Rewards or our exclusive Cash Back for College Rewards.

*APY states as the Annual Percentage Yield is variable and can change without notice, fees may reduce earnings on the account.

We know that switching financial institutions can be a hassle, but at StagePoint we make switching simple. When you decide to switch to StagePoint our ClickSWITCH online portal makes it easy to move your automated payments and direct deposits to your new account with the click of a mouse. Account information is transferred instantly. It's fully automated, convenient, and takes less than 10 minutes.

Earn an "Ultimate" rate by meeting these simple monthly requirements:

• Make 12 or more $5.00 minimum debit card purchases (ATM’s excluded).
• Have at least one direct deposit.
• Log in and use online banking.
• Receive e-statements.

Additional Features

Online Access: Manage your account online.

Apple Mobile App and Android Mobile App:

• Deposit checks on your schedule, virtually anytime and anywhere with Mobile Deposit.
• Pay bills fast, safe, and easy with PicturePay.
• Set up recurring online payments and relax knowing your bills will be paid automatically on time, every time with Online Bill Pay.
• Get notifications by text or email when payments are due, when checks clear, and much more with E-Alerts.
• Schedule funds to transfer from one account to another with Automatic Payment.

Order Checks Online: Choose from a variety of styles.

Overdraft Protection: Save money on nonsufficient funds fees and have access to funds in an emergency with approved credit. Link to Overdraft Protection page

Shared ATM Network: Surcharge-free access to your money at more than 30,000 locations worldwide.

Text Fraud Alerts: Our fraud detection tools make monitoring your debit card even more convenient with interactive fraud alerts. Text or call 307-745-5365 to verify we have your correct cell phone number.

Change your PIN: Call 800-992-3808 from the phone number we have on file. Be sure to have your debit card available for number verification. PIN numbers can also be changed at 365 N. Third St. in Laramie.

Financial Counseling: Schedule a free one-on-one budget meeting with a Certified Credit Union Financial Counselor.

Choose your style of Debit Card.

Start building your savings or donate to the StagePoint Community Foundation whenever you use your debit card with our RoundUP Program. 

We thank our military, first responders, and educators and honor them by offering exclusive benefits with the Freedom Account. Tiered dividends as high as 2.75% APY* on the average daily balance in The Freedom Checking account. Earn rewards on debit card purchases with UChoose Rewards or our exclusive Cash Back for College Rewards.

• special loan rate discounts including a FREE appraisal with Freedom Mortgage! (Appraisal $800 max)
• a free safe deposit box (if available)
• and once a month receive a free cashier check, free money order, and an overdraft forgiveness.

We know that switching financial institutions can be a hassle, but at StagePoint we make switching simple. When you decide to switch to StagePoint our ClickSWITCH online portal makes it easy to move your automated payments and direct deposits to your new account with the click of a mouse. Account information is transferred instantly. It's fully automated, convenient, and takes less than 10 minutes.

Earn a "Thank You" rate by meeting these simple monthly requirements:

• Make 12 or more $5.00 minimum debit card purchases (ATM’s excluded).
• Have at least one direct deposit.
• Log in and use online banking.
• Receive e-statements.

Available to serving or have served in the Armed Forces, Fire, and Rescue, Law Enforcement, Emergency Medical Services, or Education. Proof required.

*APY states as Annual Percentage Yield is variable and can change without notice, fees may reduce earnings on the account.

Additional Features

Online Access: Manage your account online.

Apple Mobile App and Android Mobile App:

• Deposit checks on your schedule, virtually anytime and anywhere with Mobile Deposit.
• Pay bills fast, safe, and easy with PicturePay.
• Set up recurring online payments and relax knowing your bills will be paid automatically on time, every time with Online Bill Pay.
• Get notifications by text or email when payments are due when checks clear and much more with E-Alerts.
• Schedule funds to transfer from one account to another with Automatic Payment.

Order Checks Online: Choose from a variety of styles.

Overdraft Protection: Save money on nonsufficient funds fees and have access to funds in an emergency with approved credit. 

Shared ATM Network: Surcharge-free access to your money at more than 30,000 locations worldwide.

Text Fraud Alerts: Our fraud detection tools make monitoring your debit card even more convenient with interactive fraud alerts. Text or call 307-745-5365 to verify we have your correct cell phone number.

Change your PIN: Call 800-992-3808 from the phone number we have on file. Be sure to have your debit card available for number verification. PIN numbers can also be changed at 365 N. Third St. in Laramie.

Choose your style of Debit Card. 

Start building your savings or donate to the StagePoint Community Foundation whenever you use your debit card with our RoundUP Program. 

Financial Counseling: Schedule a free one-on-one budget meeting with a Certified Credit Union Financial Counselor.

At StagePoint we understand life’s financial challenges. A Fresh Start Checking Account is uniquely designed to allow members with past account closures to open a checking account when other institutions refuse. This account allows members worldwide access to their money with a VISA® debit card, has no minimum balance requirements, and earns rewards on debit card purchases with UChoose Rewards or our exclusive Cash Back for College Rewards.

Schedule an in-person appointment. 

Fresh Start Checking has a $5.00 monthly service fee.

Additional Features

Online Access: Manage your account online.

Apple Mobile App and Android Mobile App:

• Deposit checks on your schedule, virtually anytime and anywhere with Mobile Deposit.
• Pay bills fast, safe, and easy with PicturePay.
• Set up recurring online payments and relax knowing your bills will be paid automatically on time, every time with Online Bill Pay.
• Get notifications by text or email when payments are due, when checks clear, and much more with E-Alerts.
• Schedule funds to transfer from one account to another with Automatic Payment.

Financial Counseling: Schedule a free one-on-one budget meeting with a Certified Credit Union Financial Counselor.

Shared ATM Network: Surcharge-free access to your money at more than 30,000 locations worldwide.

Text Fraud Alerts: Our fraud detection tools make monitoring your debit card even more convenient with interactive fraud alerts. Text or call 307-745-5365 to verify we have your correct cell phone number.

Change your PIN: Call 800-992-3808 from the phone number we have on file. Be sure to have your debit card available for number verification. PIN numbers can also be changed at 365 N. Third St. in Laramie.

Choose your style of Debit Card. 

Start building your savings or donate to the StagePoint Community Foundation whenever you use your debit card with our RoundUP Program.